I have almost 30 years experience in banking and insurance. My specialisation is complex investments. I enjoy the latest challenges and opportunities in Fintech, Insurtech, Cryptocurrency, Ethical Investments and Cyber Security. I speak French, English, Hindi and many other languages. I am passionate about chess and portrait photography. I have been fortunate to have a great family and wonderful friends. I try my best to be of use to the society. In a small connected world, it is easy to stay in touch!